Did you know that, aside from your credit report, you also have a banking report? ChexSystems is an agency with a purpose very much like Experian, Trans Union, and Equifax only instead of keep tabs on how well you manage your credit, it keeps tabs on how well you treat your bank accounts. Just like with credit, you are permitted one free report per year and to get yours now, simply click FREE BANKING REPORT.
If you don’t have any blemishes that appear on this report, then you probably don’t have any problems opening a bank account. However, if there are negative marks on this report, you may have experienced difficulty if not, impossibility, trying to open a new bank account. Thankfully, there is help.
Introducing second chance checking, some banks offer a second chance checking account. These banks allow you to start an account with some minor fees even if you have blemishes in your banking report and some of these banks may even overlook these blemishes entirely if they are minor amounts or are really old. So, if you have this problem, don’t fret too much, just look around for a second chance checking account. This may be the missing link you’re needing to rebuild your financial stability.